Here is a better list than last post: states that make sense to consider for relocating during retirement (again the list is from Chris Kahn at Bankrate.com and you can read the details by clicking on the word “here”):
- South Dakota
- West Virginia
- North Dakota
Here is a list (from Chris Kahn at Bankrate.com) of ten of the worst states to consider for retirement relocation (click on the word here above to read the reasons):
Next: ten better choices
Here is a pretty lucid analysis (from Reuters) of the bill and its constitutional ramifications.
My own take on this situation is that the bill is unconstitutional if it diminishes any benefits and everybody knows it. However the legislators who proposed it and supported it are totally behind it for the simple reason that it gets them off the hook: hey, we passed something.
It’s not always nice to live in Illinois.
Here are 22 happiness-puzzles from a new book on the topic of how to be happier and more satisfied with our lives:
- Bad stuff is good for you?
- Divorce is like a car crash?
- New relationships are like drugs?
- Pleasure interrupted is better than pleasure sustained?
- Women have more sex needs than men?
- The pleasure of touch is cultural?
- Physical contact is a high?
- Too much positive is negative for a marriage?
- Talking alike helps relationships last?
- Mountains are mole-hills when you have friends along?
- Divorce harms some children but not most?
- Divorced in-laws and poor health are danger signs for marriage?
- For children, a miserable marriage is worse than divorce?
- Unhappy marriages are like smoking?
- Children are a source of joy and meaning in life–unless you’re female, unemployed, and young or unmarried?
- Children bring satisfaction to one’s life, except when they’re born or they stick around?
- Parents experience meaning when with their children?
- A mother is only as happy as the least-happy of her children?
- Someone who hurts us slightly is worse than someone who hurts us greatly?
- Stay-at-home Moms spend more time with their children?
- Marriage brings satisfaction but not pleasure?
- Singles do friendship better?
Next post: who wrote the book?
In honor of today (April 15 or “Tax Day,” when individual income taxes are due to be filed): a brief analysis of tax implications for retirees: go here. It’s from Wall Street Journal’s MarketWatch, by Andrea Coombes. Here are the headings of her suggestions:
- Give yourself options
- Consider asset location
- Re-balance your way to tax efficiency
- Re-examine your bond portfolio
- Proceed slowly
- Consider the unexpected
- Manage Roth conversion taxes
- Don’t waste low-tax years